You’re probably paying for something you don’t use.
Many people are — they just don’t realise it.
Small monthly payments add up — and some subscriptions renew
annually at much higher amounts.
And once a subscription starts, it’s easy to forget.
These often show up as recurring payments on your bank statement.
Start by checking your bank transactions.
Look for:
Many people are surprised by what they find once they start to track their spending and see where their money goes.
So they quietly keep charging.
Many people spend £10–£50+ per month on subscriptions they don’t use.
Sometimes more if you have annual plans.
That’s £120–£600+ per year gone without noticing.
It only takes a few minutes per subscription.
But those small payments add up over time.
Most people don’t realise how many subscriptions they’re paying for.
Geoff helps you review your transactions and highlights recurring payments you might not have noticed.
Check your bank statements for recurring payments or use tools that highlight them.
Usually no — you need to cancel directly with the provider.
Start with anything you don’t use or didn’t realise you were paying for.
Sometimes, but often not — especially for annual plans.
At least every few months to avoid unnecessary charges.