Effective Date: 23 January 2026
These Terms govern your use of Geoff.
By using Geoff, creating an account, or connecting external services, you agree to them.
Geoff helps users identify potential savings opportunities, including council tax band comparisons, renewal tracking, promotions, vouchers, and financial insights.
Geoff is operated by Geoff Money Ltd, UK-registered. Company number 16677970
Geoff may be in active development.
Features may change, be experimental, or be withdrawn without notice.
You must:
Be at least 18 years old
Provide accurate information
Keep your credentials secure
You are responsible for activity on your account.
If you connect your email account:
Access is via secure OAuth
Read-only, minimum-scope access is used
No passwords are stored
Email processing is automated and limited to money-related content.
Access can be revoked at any time.
If you connect a bank account:
Data is accessed via Yapily, an FCA-authorised Open Banking provider
Geoff operates under Yapily’s regulatory umbrella
Access is read-only and credential-free
You may disconnect at any time.
Geoff uses automated systems to generate insights and reminders.
These are informational only and may be based on inferred or incomplete data.
Some features, including council tax band checks, rely on comparisons with publicly available data and similar properties. These assessments are indicative only and may be incomplete or inaccurate. They do not constitute advice, a recommendation, or a prediction of outcome.
Some features may analyse travel booking information, arrival times, and publicly available delay data to identify potential eligibility for compensation and to generate draft claim text. These outputs are informational and assistive only. Geoff does not submit claims on your behalf, does not guarantee eligibility, and does not guarantee compensation.
Geoff is not a financial advisor.
All outputs are:
Informational
General in nature
Not personalised financial advice
You are responsible for decisions you make.
This includes property-related assessments, tax-related insights, and any suggested actions surfaced by Geoff.
Where Geoff provides draft messages, templates, or suggested wording (including compensation claims), these are provided for convenience only.
You remain responsible for reviewing, editing, and submitting any communication. Geoff does not provide legal advice, does not act as your agent, and does not guarantee acceptance, success, or payment.
Geoff may link to or integrate with third-party services.
We do not control or guarantee third-party outcomes.
Some links may be affiliate links.
Geoff may earn a commission, at no extra cost to you.
By using Geoff, you consent to receive:
Service updates
Important notifications
Relevant product communications
You may opt out of non-essential messages.
Your use of Geoff is subject to our Privacy Policy, which forms part of these Terms.
We may suspend or terminate access for misuse, breach, or legal reasons.
You may stop using Geoff at any time.
Geoff is provided “as is”.
We do not guarantee outcomes, savings, or accuracy.
Nothing limits liability that cannot be excluded by law.
These Terms are governed by the laws of England and Wales.